Ethan read Law and Politics in his undergraduate degree and went on to do a master's degree in Computer Science at UCL. After his studies, Ethan joined Cutover, a fintech company operating across London and NYC, as a software engineer. Ethan co-founded Prograd because he first-hand struggled to find and understand relevant credit products during and after his education. As a result thereof he co-founded Prograd with a mission to make credit products more accessible and understandable for Gen-Z customers.