Professor Karen Elliott is Chair (Full Professor) of Practice in Finance/FinTech at the University of Birmingham Business School and Co-Director of the FinTech MSc Programme. She has been named as ‘Standout #35 Women in FinTech Powerlist by Innovate Finance’ for Policy and Governance 2019/ 2020/2021. In addition, is an Advisory Board member to Incuto, championing access to fair and affordable finance, and an impact council member for We are Group addressing the digital divide. Karen co-leads Agency, UKFin Network+ and INFINITY projects (£12m EPSRC/UKRI/Research England) to optimise trustworthy, responsible, and ethical AI. A member of the Prime Minister’s Champions Group for Dementia, Corporate Digital Responsibility, Radix, IEEE Global Initiative Planet Positive and a Digital Poverty Alliance Ambassador, Karen seeks a balance between academia and practice towards an equitable digital society.